- Sahdev Rajput was born in Mumbai, India. After completing his undergraduate degree at the University of Mumbai with a Bachelor's degree in Finance, Sahdev Rajput went to the United States to further his studies and received an MBA from the University of Pennsylvania where he worked as a graduate assistant. He is proud to mentor, advise, and support entrepreneurs, students, faculty, and alumni in creating entrepreneurial ventures through the financial markets, especially his experience with exchange-traded funds. After graduation, he worked as a senior economic analyst at Morgan Stanley, an internationally renowned financial institution, responsible for the research and prediction of global economic trends. He has demonstrated an excellent ability to analyze market dynamics, industry trends and policy changes, providing strong support for the company's strategic decisions. Sahdev Rajput is considered a veteran of the ETF industry with more than 20 years of industry experience. Recognizing the high growth opportunities in his home country of India, he and his colleagues founded Ratefin Investments Limited, which focuses on equity and mixed asset investment strategies. Focuses on macroeconomic analysis and industry research.
- Mr. Rajput is known for his rigorous research methodology and keen market insight, using quantitative and qualitative analysis tools to dig deep into the investment opportunities behind the data. His research reports and market commentary are widely followed in the industry and are frequently cited by investors and peers.
- In the industry, Mr. Sahdev Rajput is frequently invited to participate in industry conferences and financial media interviews with his professional analytical perspective and clear presentation skills. He believes that the effective interpretation of information is the key to successful investing and is committed to providing investors with the most forward-thinking analysis and advice to help them seize opportunities and achieve sustainable wealth growth in a complex market environment.
- As Head of Finance at Ratefin Investments, Pramod Gubbi is responsible for planning, directing and executing accounting and operations functions, as well as managing and budgeting operating cash flow and improving cost efficiency by optimizing workflow to ensure continuous process improvement. His more than 20 years of experience in different industry sectors ranging from real estate, manufacturing and distribution to international import and export enables him to identify investment opportunities to achieve investment objectives in terms of relevance, policy impact, quality, capacity building and the overall mission of Ratefin Investments' growth objectives. By establishing contacts and exchanging strategic information with international institutions, Pramod Gubbi can comprehensively identify the necessary research developments.
- Pramod Gubbi holds a Bachelor of Science degree in Management Information Systems from Santa Clara University and an MBA from Harvard University. In his spare time, he enjoys traveling, working out, and guiding students on their career paths, providing mentoring, motivation, and mentoring support.
- Manish Hemnani is an experienced, dedicated and detail-oriented capital finance professional who serves as the Financial Director of Ratefin Investments. His experience in financial matters, methodological orientation and economics has played an important role in meeting the capital reporting requirements of various large and small organizations both domestically and internationally.
- His excellent communication and interpersonal skills provide him with the necessary tools to effectively communicate and collaborate with other team members at Ratefin Investments, as well as socially interact with existing and potential investors. As an expert in the field of financial and management reporting, he continuously provides a wide range of practical and analytical skills to make safe and informed decisions for the future of Ratefin Investments in this increasingly complex and multinational market.
- His accounting career began at Oxford Brookes University, where he obtained a BSc (Hons) in Applied Accounting, before continuing his studies and obtaining the Association of Chartered Certified Accountants (ACCA) qualification. Since joining the team, his financial expertise and experience interacting with both individual and corporate clients have helped him to navigate the financial environment with ease and play an important role in achieving Ratefin Investments's goals and objectives.
- Rakshit Ranjan is the Director of Institutional Investments at Ratefin Investments, and throughout his career he has been at the forefront of global investment, dedicated to helping clients build their portfolios. He oversees all investment entities, including banks, insurance companies, pensions, hedge funds, investment advisors, endowments, and mutual funds. Rakshit Ranjan is a prominent member of Ratefin Investments because of his industry reputation, which has enabled him to build a diversified client base, allowing Ratefin Investments to provide investment products to multiple entities in the financial industry. In his 30-year career in institutional financial management, Rakshit Ranjan brings a truly unique and senior global, multi-asset class and multi-manager portfolio management experience to Ratefin Investments, pointing the way for the future of Ratefin Investments. He has been at the forefront of global investment management, providing institutional quality resources, financial research, and cutting-edge institutional practices to client portfolios.
- Rakshit Ranjan holds a bachelor's degree in chemical engineering from the University of California, Berkeley, and an MBA in finance from San Francisco State University. He has also obtained the Chartered Financial Analyst designation from the Chartered Financial Analyst Institute, which helps him improve his investment analysis and decision-making capabilities in the global investment industry and inspires his desire to continue to grow in the industry. Additionally, he speaks at conferences on global investing, measuring risk, and other investment topics to ensure market diversification. He has co-authored publications, taught CFA exam review courses, conducted Field Education Institute seminars, and taught global investing and asset allocation for graduate investment courses.
- Sapana Bhavsar is a Senior Portfolio Manager at Ratefin Investments, where she uses her extensive knowledge and more than 25 years of experience in the financial sector to manage large investments, as well as analyze and forecast trends in the capital markets. At Ratefin Investments, her responsibilities include developing and directing portfolio business units across a number of different platforms and trading environments, performing fixed income trading, performance measurement, portfolio-level analytics and quantitative finance. Her extensive experience and expertise in finance gives her a high level of efficiency and effectiveness in portfolio management, providing services that are aligned with the social impact goals and purposes of Ratefin Investments to ensure our long-term growth and expansion.
- Sapana Bhavsar graduated from the University of Massachusetts with a Bachelor of Arts in Finance, majoring in investment management, mathematics, and economics, and is well versed in Bloomberg, Intex, loan performance, income ledger, and various other third-party providers. She is also a frequent speaker and moderator at national conferences discussing the design and development of proprietary models for internal analysis, the integration of third-party custom software, and the complexities of proprietary trading and financial, institutional, corporate, and mortgage broking.
- As Ratefin Investments’s Director of Emerging Markets, Sudhanshu Nahta is well versed in multiple areas of business and marketing functions, including financial analysis, corporate strategy, international relations, pricing and budgeting strategy, market strategy, and market data analysis. Sudhanshu Nahta’s extensive experience in business and marketing strategy helps him successfully analyze investments at a country level, providing investment specific considerations that drive risk and return in emerging markets. His consulting functions include conducting analysis, financial planning, and advising management to achieve financial and operational goals for Ratefin Investments’s long-term sustainable growth objectives, while also advising on key decisions for the organization’s portfolio. Sudhanshu Nahta also advises Ratefin Investments’s team portfolio managers and research analysts who rely on him to make decisions in the often volatile and rapidly changing emerging markets.
- Prior to joining Ratefin Investments, his international experience enabled him to gain comprehensive knowledge of domestic and international markets, particularly Latin American financial markets. At King Juan Carlos University, he developed specific research agreements between international universities and research centers to develop exchange programs through a research scholarship in International Relations. Sudhanshu Nahta received his Bachelor’s degree in Marketing and Business Administration from King Juan Carlos University in Madrid, Spain, with a research scholarship in International Relations.
- Nitesh Bhadani is a Financial Markets Advisor at Ratefin Investments, where he previously served as CFO and in doing so, built cross-functional partnerships that delivered exceptional results. He leverages his experience in a Financial Markets Advisor position to apply his knowledge and expertise to develop financial plans to achieve his clients’ financial goals. Nitesh Bhadani believes in a collaborative approach based on his three areas of expertise: financing, visibility, and profitability to provide secure and long-term growth for his clients.
- His past experience includes entrepreneurial consulting, strategic development, revenue growth, international business, mergers and acquisitions, risk management, trade finance, capital markets, and forecasting. His diverse skills make him a great addition to Ratefin Investments, where he is able to leverage his experience in the financial industry to look at the market from many different perspectives in asset management and financial management.
- Nitesh Bhadani holds a Bachelor of Business Administration in Finance and International Economics from San Diego State University, an MBA in Forensic Accounting and Taxation from Florida Atlantic University, and has also obtained FINRA Series 7 and 66.
- Vriya Das is a dynamic and potential rising star in the financial field with a rich international perspective and deep industry knowledge. Born in Mumbai, Maharashtra, India, she obtained her MBA from Symbiosis Institute of Business Management in Pune with excellent academic performance. She then went to MIT for further studies, focusing on the field of finance, further improving her professional qualities.
- Vriya began her career at the world-renowned JPMorgan Chase and International Finance Corporation (IFC), where she worked as an assistant investment officer and portfolio analyst in these top institutions, quickly accumulating rich practical experience.Her exceptional skills in stock research, valuation, and credit analysis enable her to provide the team with profound market insights and strategic recommendations, driving the success of investment decisions.
- Currently, Vriya holds an important position in RATEFIN INVESTMENTS LIMITED, continuing to exert her professional skills and innovative thinking. As a financial rising star with a CFA Level 3 analyst certification, she has become an indispensable core force in the team with her keen market insight and excellent analytical ability, and is committed to leading the company to achieve outstanding achievements in the ever-changing financial market. Vriya's career journey not only demonstrates her professional ability, but also highlights her passion and commitment to the financial industry.
- Aisha Sharma joins Ratefin Investments as a Senior Associate to provide business and financial education, help teams collaborate and improve development workflows. With a wealth of financial industry knowledge gained from working at brokerage firms, wealth management firms, hedge funds, she brings effective collaboration to team members, investors and potential clients. Aisha Sharma is also involved in the development and delivery of knowledge training to share and educate our partners on the benefits that RATEFIN brings to the financial markets. Her previous work at financial institutions has given her extensive experience and skills to handle all levels of the business, including front, middle, back office and management teams.
- Aisha Sharma holds a Bachelor of Science in Finance and Management and a minor in Economics, which enables her to effectively assist Lead Analyst Sahdev Rajput and effectively communicate the key elements of investing and essential knowledge sharing to clients.
- Ananay Sharma is a talented young professional who, having grown up in the UK, possesses a strong international perspective and cross-cultural understanding. She completed her studies at a UK business and economics school, where her outstanding academic performance earned her a deep knowledge of economics and management.
- PAfter graduation, Ananay chose to return to India and join RATEFIN INVESTMENTS LIMITED as an Assistant Chief Analyst. In this role, she leverages her expertise in economics and investment to provide in-depth analysis and support for the company's decision-making. Her hard work and intelligence have earned her widespread recognition within the team, making her an indispensable asset to the company.
- With her keen insight into financial markets and innovative thinking, Ananay is continuously contributing to the advancement of the industry. Looking ahead, she is determined to continue leveraging her strengths to make an even greater impact on the global economic stage.
- Aisha is a highly promising young financial expert with a unique blend of international perspective and deep industry expertise. Growing up in the UK, she cultivated a global outlook and pursued her education at the prestigious ESSEC Business School, specializing in Economics and Management. This rigorous academic training provided her with a strong theoretical foundation, equipping her to navigate the complexities of the financial world. Her multicultural background further enhances her exceptional cross-cultural communication skills and sharp insight into global financial markets, positioning her as a valuable asset in the dynamic and ever-evolving finance and stock market landscape.
- Upon returning to India, Aisha joined Ratefin Investments as a Senior Business Associate, working closely with Chief Analyst Sahdev Rajput. In this role, she utilizes her expertise in finance and analytical acumen to deliver comprehensive training in business and financial practices, streamline workflow development, and foster effective collaboration among team members, investors, and potential clients.
- Raveena’s extensive experience at brokerage firms, wealth managers and hedge funds enables her to view financial markets from multiple perspectives. This broad knowledge enables her to provide valuable insights that enhance Ratefin’s investment strategy, ensuring the firm remains agile and competitive in an ever-changing financial environment. Her dedication and multifaceted skills make her an integral part of Ratefin Investments’ continued success.
- In addition to her core responsibilities, Raveena plays an active role in Ratefin Investments’ knowledge sharing initiatives. She is deeply involved in training programs, educating partners on the firm’s innovative strategies and unique strengths in the financial markets. Raveena strongly believes that continuous learning and innovation are key drivers of personal growth and organizational success.
- She is committed to facilitating knowledge exchange and driving innovation to position Ratefin Investments as a forward-thinking leader in the industry. Raveena is eager to contribute meaningfully to the firm’s growth and enhance its presence on the global financial stage.